Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
In an ever-changing world of mortgage guidelines and investor shut-downs, we are sure to do our homework. We keep up with the latest in the mortgage world to not only make sure you are getting the best deal, but also that your closing goes as it should...smoothly.
We don't mean to brag, but we know mortgages! We've been serving the North Texas area for over 7 years and pride ourselves on our casual and friendly approach. We utilize the latest technolgy and strive for excellence when it comes to making our customers happy. Call us today to see what we can do for you!